All posts by Paul

I am in to this profession since the dawn of my childhood, a passionate writer but now I get some buck too.. I welcome all the beginners and the old hands to come and join us..

Real Estate

Tips to Buying a Home for First Time Home Buyers

March 15, 2018 Paul

We all have a common desire in our life to spend quality time with our close ones. We work hard to bestow our parents and children with a pleasant and stress free life. Owning a home is the foremost way to keep their life in a congenial mode. Owning a home not only makes living enjoyable but also set us free from the tedious job of shifting. A high rent has to be paid every month which is almost equal to more than half of monthly installments and have to bear a heavy loss due to damaging of precious articles while shifting. What if it is a first time you are buying a home? Whom should you approach initially or what are the essential points before finalizing any deal?

Cost of property is on rise in Tier 1 cities i.e., cities with more than 1 lakh population and if we consider middle class inhabitants then a due diligence is required. Buying a property is a tiresome and stressful job, we have to run after a builder and it is risky also because we are on the way to spend our life time saving. It is suggested to be vigilant while dealing with property.

Let us discuss some points that could help you in taking right decision

Budget

Budget is the foundation step, finalize your budget before approaching property dealer. A home can be purchased by paying whole amount in cash or you can apply for home loan. If you are paying in cash then no worries but if you are applying for home loan then hold this –

Suppose you have set your budget to 40 lakhs and are planning to take a loan, in such a case you have to pay a down payment of 20-25% of home loan. A down payment is an amount which bank does not pay, this amount has to be disbursed by you. Here, down payment of around 8-10 lakhs is calculated.

Now, Loan amount is the amount which bank pays to the builder, it is calculated by deducting down payment from total amount. Here our total amount is 40 Lakhs and down payment is 8-10 lakhs, then a loan amount of 30-32 lakhs bank will pay. Generally this loan amount is payable in instalments.

How much amount of loan you are eligible for?

Eligibility of loan amount is determined by salary amount you take home. Total amount of loan is 60 times the salary you are taking home. A person alone or husband-wife together taking home salary of 50,000 is desirable for getting 30-32 lakhs loan.

Find a right builder

Although finding a right builder is not an open and shut case but it is not a wild goose chase too. You can find builders over the web easily, read reviews about his work or concern with your friends or family members.

Property Assessment

(i) Compare properties of various builders like nearby facilities available

School
Hospital
Grocery Shop
ATMs
Banks
Malls
Public Transport

These are the basic prerequisites for any house holder, it is suggested to keep an eye on these conveniences.

(ii) Avoid locations with low rental value area, high traffic, noisy or busy highways. These factors depreciate the value of property.

(iii) It is expected that value of property will surge in approaching years, locations which attract investors or foresight of opening of any public sector project could tremendously accelerate property value.

Now no matter if you are dealing in property for the first time, just be specific with your requirements. Enjoy your visits to different property dealers and scrutinize properties by keeping above mentioned points.

Blogging, Edu

5 Hallmarks of a Bad Statement of Purpose admission essay tips

February 23, 2018 Paul

As you browse in various sample templates of Statement of Purpose (SoP) or Letter of Intents across the webpage and blogging sites, take note that not all appeal to the readers, in particular with the panel of critics involved. Consider the fact that SoP is a piece of paper, yet brief and concise personal essay, which could make or break your application with any graduate school.

Five (5) common features of a poorly written SoP are presented here which includes:

Grammatical and Typographical Errors
A typical feature in every essay; incorrect grammar and typographical error can induce an effect in a sentence. What you really meant in your statement wasn’t conveyed at all with what you actually wrote about. This in turn, can be positive or negative depending on the construction clause of your sentence input. A good statement of purpose must be clear and concise. Therefore, always check for consistency in grammar and incorrect spelling, as well as placement of punctuation marks.
Too Much Story-Telling.

It is a must in writing SoP to just be yourself; however, don’t overdo it by presenting mainly your own achievements and too much of personal opinions and emotional matters as it might in turn, intimidate and displease the jury panel. The essay must contain only relevant information about yourself, your academic accomplishments, and shared experiences related in choosing the profession you’ve wanted. Avoid stressing out one-by-one your grade-point averages (GPAs) and discussing evenly why you come up with such as it is already reflected in the form you previously filled up and submitted.
Lack of Assertion and Outline.
The essay should not contain too many paragraphs that are irrelevant. It has to make an assertion wherein one can be able to have support sentences for a certain topic which in turn, can defend the paragraph context and justify the information written. A thorough outline can help in organizing the data content of the entire piece; it acts as a guide both to the author and the critic to fully understand the subject matter being discussed
Excessive Use of Colloquial Words and Excerpts.
Be direct to the point. Avoid using foreign or colloquial words; the reader wouldn’t want to get in touch with a dictionary from time-to-time to check on your flowery remarks. Excerpts are not mainly fillers; it should hold an important part in your SoP and should act as a supporting statement to your topic.
Plagiarism and Misleading Information.

Each written piece is an intellectual property of a person. Be original.

Avoid plagiarism and copy-pasting sample documents. Don’t mislead your readers by having extraneous topics and cliches in your essay. Again, your statement of purpose must be brief and specific. Usually in a 2-3 page document format, the SoP or Personal Statement is a highly important document for application. Have your SoP typewritten in a nice and clean sheet of paper for it to be presentable enough to the jury. It is suggested that you proofread your material by another professional before having it submitted to your desired graduate school.

Author:

Nicole Clark is a talented freelance author of works for famous media and educational blogs. She is interested in studying education topics, and also she likes to help students with their essays and papers. If you want to read more her stories feel free to visit her own blog on Blablawriting.comand enjoy her works!

Blogging, Marketing, Real Estate

Avoid These Silly Real Estate Agent Mistakes

February 13, 2018 Paul

Are you looking to sell properties? Building a career in real estate is one of the tedious tasks. It is an amalgamation of intimidation and frustration. Mistakes are part of life and in real estate mistakes are as common as any other field. These mistakes can be little more frustrating but like others, they are curable.

In this post, we are going to discuss some of the silly mistakes that are common in the realm of real estate. Without further ado, let’s get started,

● Fails To Keep The Constant Flow Of Communication

The most important aspect of keeping the business intact is keeping a steady flow of communication. Failing to do so will lead you to lose the client. There are many instances where newbie real estate agents lost to be the track of their clients which leads in two cases. They either switch their agent or they lose interest in the property. Either way, the agent will lose the client.

Do not fall for such mistakes. Keep them close to you. Make them feel valued. Show them that you care for their well being and show that you intend to help them find the best property.

● Not Making New Prospects Everyday

This seems pretty convincing. There are many instances where cold calls in real estate market seem mere luck. But I can assure you it is pure practice. All the new real estate agents feel uncomfortable in cold calling potential clients. This mostly leads to bizarre start which can later result in an unsuccessful career.

You don’t want that for you. Keep making new prospects each day. This will result fruitful in your future. New real estate agents might find it difficult in talking to someone whom they just saw on their computer screen. Whether you believe it or not, this is one of the practices that will make you veteran real estate agent one day.

● Spending Time Doing Wrong Things

Time is the one thing which can be one of the most profitable investments for sure if used correctly. New real estate agents usually do something at this time which they regret afterwards. I know it is intimidating. You don’t want to feel bad once you give so much time to some activity and later find it worthless.

Plan your approach accordingly and all the results will shift in your direction. Poor time management is yet another common mistake you need to avoid or your career will fall into oblivion.

● Are You Still Not Using Social Media!!

Real estate is a business with a lot of competition. The nature of market can shift in a second. In such dynamic area, if you are still relying on traditional marketing strategies, then my dear friend you need to think again.

Social media platform is a new way to market your product. For a real estate agent, real estate property is their product/service (Although they don’t produce it). You need to leverage the reach of the social media platform like Facebook, Twitter, Instagram, Linkedin, Pinterest, Snapchat, and much more than that. This entire community gives attention to your business and clients will flow. So, take advantage of these amazing social media platform and get clients like never before.

● Not Focusing In One Area

The rookie mistake in real estate can be pretending to know everything. Not focusing on one particular area can lead your career down to zero. You probably don’t want to do that do you? For instance, take an example of any big company. Say Expedia, they offer travel related services. The service list is exhaustive but all fall under travels only (Note that they have number employees to cover that).

You as a person can focus on only one thing. Don’t be a hobo with a closet of magic. Be expert in one thing. That can be either condominiums, rented property, or anything of your choice but only one. Expertise on that with focus and your career will flow like a giant river.

● No Time For Self Improvement

This can cause a denting effect not only in your career but also in your life. Life is a process of mistakes and improvements. The biggest mistake of your life can be not learning from the mistake. Yes, everyone makes mistakes, take a time out and evaluate what gone wrong and rectify it.

You don’t have to invest much time on that but yes you should invest at least a little time. Give yourself a chance first and then ask your client to give you one (Chance).

● Are You Less Determinant?

This is the biggest mistake of all in real estate industry. Hard work is non-negotiable in the business. You skip that, the profit will skip you entirely. There is no denying in that. You need to work hard to get hold of clients, be in touch with them, seek out to be a mentor. All of the tasks required determination and if you lack that, you lack everything.

Over To You Fellas

In the end, it all falls under your shoulder whether you embrace it or not. Everyone makes mistakes and that is certainly not new. However, not learning from that mistake can be daunting and lead you to your downfall.

Let me put a summary of the above points to make sure that you get the point,

The most important aspect of keeping the business intact is keeping a steady flow of communication. Failing to do so will lead you to lose the client.
Keep making new prospects each day. This will result fruitful in your future. New real estate agents might find it difficult in talking to someone whom they just saw on their computer screen.
Plan your approach accordingly and all the results will shift in your direction. Poor time management is yet another common mistake you need to avoid or your career will fall into oblivion.
Social media platform is a new way to market your product. You need to leverage the reach of the social media platform like Facebook, Twitter, Instagram, Linkedin, Pinterest, Snapchat, and much more than that.
The rookie mistake in real estate can be pretending to know everything. Not focusing on one particular area can lead your career down to zero.
This can cause a denting effect not only in your career but also in your life. Life is a process of mistakes and improvements. The biggest mistake of your life can be not learning from the mistake.
This is the biggest mistake of all in real estate industry. Hard work is non-negotiable in the business.

I hope you do get the point. Plan your approach and nail success on your wall. All the best with that.

David Lane wrote this post. He is currently working for Thailand Property as a Blogger and a Realtor. David is highly enthusiastic, patient and honest. In his spare time, he loves to play golf with a shotgun and go fishing. David often praised by clients for his humble behaviour and honesty.

Blogging, Entertain, Life

Unique Ways to Propose

December 16, 2017 Paul

You may be pondering about asking the person of your dreams to marry you. Yet, getting down on one knee and proposing with a gorgeous ring without a secret theme or the perfect setting may be too traditional for your taste ― and hers. Don’t worry! Below are six unique ideas that may help you create the most unforgettable proposal to your future bride.

Send Her on a Treasure Hunt

Organizing a treasure hunt will take some time and planning, but it’s worth it. Choose a day when she’s usually not busy and leave notes and clues instructing her to travel to different areas around the city. Before you know it, she will end up at the ultimate location ― in your presence, awaiting your proposal.

Design a Crafty Notebook Cover

If your lady is a writer or artist, she may have a couple of notebooks that are full of random notes, story ideas, drawings, and doodles. Surprise her with a notebook with a specially designed cover that says, “Will You Marry Me?” “I’m Ready to Spend the Rest of My Life With You,” or something creative and catchy that will encourage her to open it. On the inside pages, handwrite the reasons why you love her and why you want to marry her. Work with a designer, if necessary, to help you choose the right font, color, and style of text.

Take Her to a Beach She Loves

Beautiful waves crashing on the shore with the sun setting in the horizon creates an ambiance like know other. Bring her to a beach you both love to visit and give her the impression that it’s just a typical beach day ― except leave a trail of rose petals or candles to a place on the sand where you plan to propose. You will probably need a close friend or beach employee to help with the setup. But the scenery, along with your proposal, will be something both of you will never forget.

Write a Song ― and Perform It

If you’re a singer in a band, she’s probably attended your shows before and had a great time. Put together a small event where you (and the band members, if you like) can have a short concert and serenade her with a song you’ve written specially for her, and propose. Or, halfway through the song, pretend you are having some technical difficulties and decide to just tell her what you were going to sing to her ― on bended knee ― and propose. Either way, it’s a win-win proposal.

Surprise Her at a Sporting Event

A proposal at a game is definitely a win. Get your friends together and give each of them a poster with a letter on it. At a specified time, instruct them to stand and hold up each letter, so it reads, “Will You Marry Me?” Tell her to look at the sign, giving her the biggest surprise of her life. Or, add the proposal to the ticker that runs horizontally across the stands in the stadium. This kind of proposal is a memorable one, especially if she’s not necessarily a sports fan. Moving forward, every game she attends or watches on TV will remind her of your special proposal.

Let Art Do the Proposing

Paintings, sculptures, illustrated drawings, and everything in between are not only beautiful, but are forms of expression that can drive emotions and thoughts. Visit a theme park that has a caricaturist on site and have the artist create a whimsical drawing of you two, adding the text, “Will You Marry Me?” on the finished product. Not only is it a fun proposal, but it’s a form of art that can be cherished in your home for years to come.

Author Bio

Carolyn Clarke is a freelance writer and fashion enthusiast based in Los Angeles, CA. She’s been published across many digital platforms for her expertise in party planning and DIY, working with clients such as Jewelry Candles. When she isn’t working on DIY projects, she takes her dog running along the Malibu coastline.